Centura Banks, Inc.

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Beautifully engraved certificate from the Centura Banks, Inc. issued in the 1990's. This historic document was printed by the Security-Columbian Banknote Company and has an ornate border around it with a vignette of an allegorical woman standing in front of a bank a bank vault. This item has the printed signatures of the company's chairman and secretary. Centura Banks, Inc. was the holding company of four wholly owned subsidiaries: Centura Bank (the Bank), NCS Mortgage Lending Company, Centura Capital Trust I and Triangle Capital Trust. Centura provides services and assistance to its wholly owned subsidiaries and the Bank's subsidiaries in the areas of strategic planning, administration and general corporate activities. In return, Centura receives income and dividends from the Bank, which is where most of Centura's operations take place. Centura also receives income from its 49% ownership interest in First Greensboro Home Equity, Inc., a home equity mortgage company headquartered in Greensboro, North Carolina. At December 31, 2000, Centura had total consolidated assets of $11.5 billion.