Beautifully engraved Certificate from the Union Bank of Finland Ltd issued in 1986. This historic document has an ornate border around it with a vignette of the company's logo. This This item has the printed signatures of the company's officers and is over 14 years old. Unitas Ltd Group ia a result of the merger of Union Bank of Finland Ltd and Kansallis-Osake-Pankki. The group is a group of companies providing diverse range of financial services. The Finnish banking system is dominated by three banking groups: Merita Bank, the result of the recent merger of Kansallis-Osake-Pankki (KOP Bank) and the Union Bank of Finland (Unitas Group), as well as Okobank (the Cooperative Bank Group) and Postipankki. In all, there are fourteen commercial banks in Finland. Four are foreign-owned and one is a branch of Citibank. The commercial banks are limited companies. The major Finnish commercial banks service the whole country through their branch networks. They also manage individual subsidiaries that engage in mortgage banking, finance company activities, credit card business, investment operations etc. Commercial banks have extensive foreign networks of branch offices, subsidiaries, consortium banks and representative offices through which foreign trade payments are effected. The largest local banks are cooperative banks and savings banks whose nationwide and international operations are run by their individual umbrella banks. All Finnish foreign exchange controls have been abolished.